One or more of the fields **is not filled out.**

The date you have entered is **invalid!**

The amount of time is **too large** to compute!

The amount is **too large** to compute!

Percentages cannot **exceed 100**

How long you plan to keep the property must be **less than or equal to** the new loan term

Balloon term cannot be **greater than** the loan term

Your down payment **exceeds** the home price

## Refinancing Calculator

Refinancing at a lower rate has the potential to save you thousands of dollars in the long run. However, for refinancing to be worth it, the savings in interest must be greater than the fees (i.e. points, closing costs) involved with the refinancing process. The refinancing calculator will take these fees into consideration and tell you how much you could save (or lose) should you decide to refinance at a lower rate.

## Fixed Rate Mortgage Calculator

Given the information on your fixed rate mortgage, the fixed rate mortgage calculator will determine how much your monthly mortgage payments will be.

## Adjustable Rate Mortgage Payments Calculator

Calculates the payments and interest on your adjustable rate mortgage.

## Balloon Mortgage Payment Calculator

A balloon mortgage consists of paying smaller amounts at first, and then paying the a large portion of the mortgage at one time. This will show you the amount needed for a mortgage with a balloon payment.

## Rent or Buy Decision Calculator

Buying a home is a huge life decision. The rent or buy calculator compares the cost of renting or buying given a certain time period

## Mortgage Comparison Calculator

The mortgage comparison calculator gives you financial statistics on different types of loans.

## Payment Plans

You can save a lot of money if you increase your monthly mortgage payment in order to pay it off faster. Find out how much you could save over the life of your loan.

## Home Affordability

Computes the most expensive house you can buy.

## Loan Consolidation

Factors in the costs and benefits of consolidating your debts to determine whats the financially best way to pay them off.

##### Calculator Information

The monthly payment calculated factors in both the principal and interest. It does not factor in other mortgages costs such as annual property tax, HOA fees, PMI, etc.

##### Calculator Disclaimer

These financial calculators are made available as tools for your independent use. We cannot and do not guarantee their accuracy or their applicability to your circumstances. We encourage you to seek advice from qualified professionals regarding personal finance issues.

One or more of the fields **is not filled out.**

The date you have entered is **invalid!**

The amount of time is **too large** to compute!

The amount is **too large** to compute!

Percentages cannot **exceed 100**

How long you plan to keep the property must be **less than or equal to** the new loan term

Balloon term cannot be **greater than** the loan term

Your down payment **exceeds** the home price

## Car Affordability

Calculates the most expensive car you can afford.

## Credit Card Payoff

Determines how long it will take to pay off credit card debt.

## Saving for College

Calculates a monthly savings amount in order to reach your college savings goal.

## Big Purchase

Computes how much money you will need to save each month in order to purchase something big.

## Borrowing

Based on your financial details, the borrowing calculator determines how much money you can feasibly borrow and pay back.

## Loan Rates

Given loan information, determines the interest rate on that loan.

## Paying Off a Loan

Determines how long it will take you to payoff a loan.

## Loan Payments

Determines the monthly payment on a loan with a fixed rate.

## Car Purchasing

Helps decide if an Auto Loan or Home Equity Loan is best for purchasing a car.

## Debt Elimination

This calculator helps you evaluate various strategies for paying off your debt. When one debt is paid off, the payment amount normally applied to that debt is made available for use against another debt. This is referred to as the rollover strategy. Add an additional monthly payment for debt reduction to accelerate the payoff.

##### Calculator Information

The monthly payment calculated factors in both the principal and interest. It does not factor in other mortgages costs such as annual property tax, HOA fees, PMI, etc.

##### Calculator Disclaimer

These financial calculators are made available as tools for your independent use. We cannot and do not guarantee their accuracy or their applicability to your circumstances. We encourage you to seek advice from qualified professionals regarding personal finance issues.

One or more of the fields **is not filled out.**

The date you have entered is **invalid!**

The amount of time is **too large** to compute!

The amount is **too large** to compute!

Percentages cannot **exceed 100**

How long you plan to keep the property must be **less than or equal to** the new loan term

Balloon term cannot be **greater than** the loan term

Your down payment **exceeds** the home price

## Portfolio Yield

Enter each transaction from your investment portfolio and determine your percentage yields before and after fees and taxes.

## Saving to be a Millionaire

Estimates a monthly deposit amount in order to save to a million dollars.

## Investment Yield

Determines the return rate on an investment.

## Future Investment

Computes what an amount invested today will be worth at some point in the future.

## Time Savings

Compute the total amount you would be able to save with monthly deposits.

## Needed Rate

Compute the rate of return you would need to reach your savings goal.

## Initial Savings

Compute how much money you would need to start with to reach a savings goal.

## Monthly Savings

Computes the monthly deposit amount needed to reach a savings goal.

##### Calculator Information

The monthly payment calculated factors in both the principal and interest. It does not factor in other mortgages costs such as annual property tax, HOA fees, PMI, etc.

##### Calculator Disclaimer

These financial calculators are made available as tools for your independent use. We cannot and do not guarantee their accuracy or their applicability to your circumstances. We encourage you to seek advice from qualified professionals regarding personal finance issues.

One or more of the fields **is not filled out.**

The date you have entered is **invalid!**

The amount of time is **too large** to compute!

The amount is **too large** to compute!

Percentages cannot **exceed 100**

How long you plan to keep the property must be **less than or equal to** the new loan term

Balloon term cannot be **greater than** the loan term

Your down payment **exceeds** the home price

## Traditional vs. Roth

Which is better, a Traditional IRA or a Roth IRA? Traditional IRAs offer tax-deferred earnings and tax-deductible contributions. Roth IRAs offer tax-free earnings, but contributions are not deductible.

## Traditional IRA

Use this calculator to compute the amount you can save in a tax-deferred Traditional IRA. Contributions to your Traditional IRA are usually tax deductible now, but you pay taxes when you withdraw the funds in retirement.

## Roth IRA

Use this calculator to compute the amount you can save in a Roth IRA where you pay taxes on your income now, but withdraw the funds tax-free in retirement. Because this is a Roth IRA, your contribution limit is after taxes and your effective contribution limit is higher than a Traditional IRA. This calculator allows you to enter your annual deposit amount in "Before Tax" dollars so that the after tax deposit amount is automatically computed for you.

## Retirement Savings

Use this calculator to find out how long you can make recurring withdrawals of a specified amount from your savings account.

## Retirement Rate

Use this calculator to find out what rate of return you would need to make recurring withdrawals of a specified amount from an account.

## Retirement Funding

Use this calculator to find out how much money you must have in your savings account to make recurring withdrawals of a specified amount.

## Monthly Spending

Use this calculator to compute how much you will be able to regularly withdraw from your savings account before you run out.

##### Calculator Information

##### Calculator Disclaimer

One or more of the fields **is not filled out.**

The date you have entered is **invalid!**

The amount of time is **too large** to compute!

The amount is **too large** to compute!

Percentages cannot **exceed 100**

How long you plan to keep the property must be **less than or equal to** the new loan term

Balloon term cannot be **greater than** the loan term

Your down payment **exceeds** the home price

## Affordable Lease

This calculator computes the amount you can afford to lease.

## Lease Residual

This calculator computes the residual to satisfy a known payment amount, number of payments, lease rate, and lease amount.

## Lease Payments

This calculator computes the payment amount necessary to satisfy a known lease amount, lease rate, residual amount, and number of payments.

## Lease Rate

This calculator computes the lease rate based on a known payment amount, lease amount, residual amount, and lease term.

## Equipment Affordablity

This calculator computes the amount you can afford to lease.

## Equipment Residual

This calculator computes the residual to satisfy a known payment amount, number of payments, lease rate, and lease amount.

## Equipment Payments

This calculator computes the payment amount necessary to satisfy a known lease amount, lease rate, residual amount, and number of payments

## Equipment Lease Rate

This calculator computes the payment amount necessary to satisfy a known lease amount, lease rate, residual amount, and number of payments.