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Financial calculators

Home Financing

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The date you have entered is invalid!

The amount of time is too large to compute!

The amount is too large to compute!

Percentages cannot exceed 100

How long you plan to keep the property must be less than or equal to the new loan term

Balloon term cannot be greater than the loan term

Your down payment exceeds the home price

Refinancing Calculator

Refinancing at a lower rate has the potential to save you thousands of dollars in the long run. However, for refinancing to be worth it, the savings in interest must be greater than the fees (i.e. points, closing costs) involved with the refinancing process. The refinancing calculator will take these fees into consideration and tell you how much you could save (or lose) should you decide to refinance at a lower rate.

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Existing Loan

Original Mortgage Length:

New Loan

New loan term

Other Information

How long will you keep this property

Fixed Rate Mortgage Calculator

Given the information on your fixed rate mortgage, the fixed rate mortgage calculator will determine how much your monthly mortgage payments will be.

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Loan Information

Down Payment:
Loan Term:

Adjustable Rate Mortgage Payments Calculator

Calculates the payments and interest on your adjustable rate mortgage.

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Loan Information

Down Payment:
Loan Term:

Balloon Mortgage Payment Calculator

A balloon mortgage consists of paying smaller amounts at first, and then paying the a large portion of the mortgage at one time. This will show you the amount needed for a mortgage with a balloon payment.

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Down Payment amount:
Amortized Over:
Balloon Payment After:

Rent or Buy Decision Calculator

Buying a home is a huge life decision. The rent or buy calculator compares the cost of renting or buying given a certain time period

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Rent Information


Purchase Information


Down Payment:
Loan Term:

Home Information


Annual Property Taxes

Personal Information


How Long Will You Stay at this Property?

Sale Information


Real Esatate Agent Commission:

Mortgage Comparison Calculator

The mortgage comparison calculator gives you financial statistics on different types of loans.

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Loan Information

All Loans

Payment Plans

You can save a lot of money if you increase your monthly mortgage payment in order to pay it off faster. Find out how much you could save over the life of your loan.

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Loan Information

Original Mortgage Length:

Mortgage Qualification

Estimates a loan amount that you could qualify for.

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Income


Monthly Expenses


Loan Information


Down Payment:
New Loan Term

Payment Information


Annual Property Tax

Home Affordability

Computes the most expensive house you can buy.

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Monthly Payment Information

Payment Breakdown


Annual Property Tax:

Loan Information


Down Payment:
Loan Term:

Personal Information


Loan Consolidation

Factors in the costs and benefits of consolidating your debts to determine whats the financially best way to pay them off.

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Loans

Add Row Remove Row


Credit Cards

Add Row Remove Row


Consolidated Loan

Loan Term:
Fees:
Calculator Information

The monthly payment calculated factors in both the principal and interest. It does not factor in other mortgages costs such as annual property tax, HOA fees, PMI, etc.


Calculator Disclaimer

These financial calculators are made available as tools for your independent use. We cannot and do not guarantee their accuracy or their applicability to your circumstances. We encourage you to seek advice from qualified professionals regarding personal finance issues.

Personal Financing

Select your financial calculator below to begin.


One or more of the fields is not filled out.

The date you have entered is invalid!

The amount of time is too large to compute!

The amount is too large to compute!

Percentages cannot exceed 100

How long you plan to keep the property must be less than or equal to the new loan term

Balloon term cannot be greater than the loan term

Your down payment exceeds the home price

Car Affordability

Calculates the most expensive car you can afford.

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Financial Information

Loan Term:

Credit Card Payoff

Determines how long it will take to pay off credit card debt.

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Card Information

Saving for College

Calculates a monthly savings amount in order to reach your college savings goal.

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College Financial Information

Big Purchase

Computes how much money you will need to save each month in order to purchase something big.

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Financial Information

How long will you save:

Borrowing

Based on your financial details, the borrowing calculator determines how much money you can feasibly borrow and pay back.

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Financial Information

Loan Rates

Given loan information, determines the interest rate on that loan.

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Loan Information

Down Payment Amount:
Loan term:

Paying Off a Loan

Determines how long it will take you to payoff a loan.

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Loan Information

Down Payment Amount:

Loan Payments

Determines the monthly payment on a loan with a fixed rate.

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Loan Information

Down Payment Amount:
Loan Term:

Car Purchasing

Helps decide if an Auto Loan or Home Equity Loan is best for purchasing a car.

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Auto Loan Information


Loan term:

Home Equity Loan Information


Debt Elimination

This calculator helps you evaluate various strategies for paying off your debt. When one debt is paid off, the payment amount normally applied to that debt is made available for use against another debt. This is referred to as the rollover strategy. Add an additional monthly payment for debt reduction to accelerate the payoff.

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Debt Information

Add Row Remove Row






Debt Payoff Strategy

For the lease expensive debt payoff strategy, choose HIGHEST RATE FIRST and USE MINIMUM AMOUNT DUE

Use Minimum Amounts Due. This option optimizes the rollover strategy
Calculator Information

The monthly payment calculated factors in both the principal and interest. It does not factor in other mortgages costs such as annual property tax, HOA fees, PMI, etc.


Calculator Disclaimer

These financial calculators are made available as tools for your independent use. We cannot and do not guarantee their accuracy or their applicability to your circumstances. We encourage you to seek advice from qualified professionals regarding personal finance issues.

Investment Financing

Select your financial calculator below to begin.


One or more of the fields is not filled out.

The date you have entered is invalid!

The amount of time is too large to compute!

The amount is too large to compute!

Percentages cannot exceed 100

How long you plan to keep the property must be less than or equal to the new loan term

Balloon term cannot be greater than the loan term

Your down payment exceeds the home price

Portfolio Yield

Enter each transaction from your investment portfolio and determine your percentage yields before and after fees and taxes.

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Portfolio Information

Transaction History

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Tax

Saving to be a Millionaire

Estimates a monthly deposit amount in order to save to a million dollars.

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Financial Information

How long will you save:

Investment Yield

Determines the return rate on an investment.

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Investment Information

Future Worth

Determines the present value of an asset with a known future value.

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Financial Information


Future Investment

Computes what an amount invested today will be worth at some point in the future.

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Investment Information


Time Savings

Compute the total amount you would be able to save with monthly deposits.

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Financial Information

Needed Rate

Compute the rate of return you would need to reach your savings goal.

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Financial Information

Length of Time:

Initial Savings

Compute how much money you would need to start with to reach a savings goal.

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Financial Information

Length of Time:

Monthly Savings

Computes the monthly deposit amount needed to reach a savings goal.

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Financial Information

Number of Years:
Calculator Information

The monthly payment calculated factors in both the principal and interest. It does not factor in other mortgages costs such as annual property tax, HOA fees, PMI, etc.


Calculator Disclaimer

These financial calculators are made available as tools for your independent use. We cannot and do not guarantee their accuracy or their applicability to your circumstances. We encourage you to seek advice from qualified professionals regarding personal finance issues.

Retirement Financing

Select your financial calculator below to begin.


One or more of the fields is not filled out.

The date you have entered is invalid!

The amount of time is too large to compute!

The amount is too large to compute!

Percentages cannot exceed 100

How long you plan to keep the property must be less than or equal to the new loan term

Balloon term cannot be greater than the loan term

Your down payment exceeds the home price

Traditional vs. Roth

Which is better, a Traditional IRA or a Roth IRA? Traditional IRAs offer tax-deferred earnings and tax-deductible contributions. Roth IRAs offer tax-free earnings, but contributions are not deductible.

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IRA Information

Traditional IRA

Use this calculator to compute the amount you can save in a tax-deferred Traditional IRA. Contributions to your Traditional IRA are usually tax deductible now, but you pay taxes when you withdraw the funds in retirement.

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IRA Information

Roth IRA

Use this calculator to compute the amount you can save in a Roth IRA where you pay taxes on your income now, but withdraw the funds tax-free in retirement. Because this is a Roth IRA, your contribution limit is after taxes and your effective contribution limit is higher than a Traditional IRA. This calculator allows you to enter your annual deposit amount in "Before Tax" dollars so that the after tax deposit amount is automatically computed for you.

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IRA Information

Retirement Savings

Use this calculator to find out how long you can make recurring withdrawals of a specified amount from your savings account.

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Financial Information


Retirement Rate

Use this calculator to find out what rate of return you would need to make recurring withdrawals of a specified amount from an account.

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Financial Information

Retirement Funding

Use this calculator to find out how much money you must have in your savings account to make recurring withdrawals of a specified amount.

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Financial Information

Monthly Spending

Use this calculator to compute how much you will be able to regularly withdraw from your savings account before you run out.

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Financial Information

Calculator Information

The monthly payment calculated factors in both the principal and interest. It does not factor in other mortgages costs such as annual property tax, HOA fees, PMI, etc.


Calculator Disclaimer

These financial calculators are made available as tools for your independent use. We cannot and do not guarantee their accuracy or their applicability to your circumstances. We encourage you to seek advice from qualified professionals regarding personal finance issues.

Lease Financing

Select your financial calculator below to begin.


One or more of the fields is not filled out.

The date you have entered is invalid!

The amount of time is too large to compute!

The amount is too large to compute!

Percentages cannot exceed 100

How long you plan to keep the property must be less than or equal to the new loan term

Balloon term cannot be greater than the loan term

Your down payment exceeds the home price

Affordable Lease

This calculator computes the amount you can afford to lease.

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Lease Information

Lease Term:

Lease Residual

This calculator computes the residual to satisfy a known payment amount, number of payments, lease rate, and lease amount.

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Lease Information

Lease Term:

Lease Payments

This calculator computes the payment amount necessary to satisfy a known lease amount, lease rate, residual amount, and number of payments.

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Lease Information

Lease Term:

Lease Rate

This calculator computes the lease rate based on a known payment amount, lease amount, residual amount, and lease term.

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Lease Information

Lease Term:

Equipment Affordablity

This calculator computes the amount you can afford to lease.

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Lease Information

Lease Term:

Equipment Residual

This calculator computes the residual to satisfy a known payment amount, number of payments, lease rate, and lease amount.

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Lease Information

Lease Term:

Equipment Payments

This calculator computes the payment amount necessary to satisfy a known lease amount, lease rate, residual amount, and number of payments

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Lease Information

Lease Term:

Equipment Lease Rate

This calculator computes the payment amount necessary to satisfy a known lease amount, lease rate, residual amount, and number of payments.

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Lease Information

Lease Term:
Calculator Information

The monthly payment calculated factors in both the principal and interest. It does not factor in other mortgages costs such as annual property tax, HOA fees, PMI, etc.


Calculator Disclaimer

These financial calculators are made available as tools for your independent use. We cannot and do not guarantee their accuracy or their applicability to your circumstances. We encourage you to seek advice from qualified professionals regarding personal finance issues.